Our financing adapts to your liquidity needs
Option Exercise Financing
Get the funds to exercise your options, including taxes
- Become a shareholder ahead of an IPO
- Retain your shares and benefit from potential future upside
- Start the clock on long-term capital gains
Liquidity Financing
Get liquidity for discretionary spending
- Access to funds for a current financial need
- Retain your shares and benefit from potential future upside
- Obtain liquidity without triggering a taxable event
Learn about our exercise and liquidity offerings for your options and shares.
Get cash by selling your options or shares through our network of buyers.
Get the cash you need to own your stock options or gain some liquidity. Repay when your company exits.
Learn about our wealth management approach for those with equity.
Explore our liquidity options tailored for executives. Offering personalized strategies to help optimize your financial outcomes for your equity.
Discover our holistic wealth management services, designed specifically for executives to potentially maximize wealth and plan for the future.
Learn about our equity solutions to support and empower your team.
Learn about our services to educate your teams on equity, ensuring they are well-informed and can make the most of their equity compensation.
Comprehensive overview of Secfi's asset management strategies and services.
Invest in late-stage startups through Secfi's expertly managed diversified fund.
Partner with Secfi for customized funds in late-stage private companies.
Connect and invest in private equity of leading startups via Secfi.
Exercise incentive stock options without paying the alternative minimum tax.
Exercise now or at IPO? Sell on the secondary market or hold? Understand your options in less than 5 minutes.
Decide whether to exercise your stock options now or later.
Calculate the costs to exercise your stock options - including taxes.
See what your stock options could be worth.
Confidently negotiate your equity compensation
Value your pre-IPO stock with private market data
Find answers, guides, explanatory videos, and more about your equity and finances.
Curated content for employees of the best startups
Weekly newsletter on what's happening in startups, venture capital, public markets, and more.
We provide the cash you need. You retain full ownership of your shares.
You only owe the amount financed plus a fee when your company goes public or gets acquired.
You don’t pay anything until your company goes public or gets acquired. And if you don't, you never have to pay it back. Really.
Your situation is unique. During your intro call, you’ll meet with an equity strategist who will get to know you and understand your needs.
Your proposal outlines the potential outcomes, associated costs, and fees for the financing. The proposal aims to provide you with a clear picture of the potential benefits and obligations involved so you can make an informed decision.
We’ll provide a contract that outlines the terms and conditions of the financing. This step formalizes our agreement and ensures transparency about the process and expectations.
Depending on your specific situation, we will either wire the funds directly to your company to cover exercise costs or transfer them to you for liquidity or to pay your taxes.
We’ll help you find a buyer for your pre-IPO shares.
We've helped employees from leading companies
Designed to help limit your personal risk
You retain ownership of your shares
No personal recourse. No personal assets on the line
No repayment until liquidation event
What's next
What to expect
- Let’s see if we’re a fit
- Get a financing proposal
- Sign your financing contract
- Receive your funds
Submit your interest in less than a minute
- Check your company’s eligibility
- Discover if we’re the right fit for you
- Rest assured: Your request is confidential
What our clients are saying
“Overall, smooth process, and a unique offering that's very helpful!”
Blake
“Secfi felt like the safest option. There is upside and almost no downside, and I might as well play it safe.”
Victor
Lead Engineer, pre-IPO company
“Communication was very good throughout the whole process. The models were useful in understanding how to view the potential outcomes.”
David
“There is a DEEP hunger for this kind of service. Thank you so much for what you provide.”
Randy
Senior Solutions Architect
“Communication and planning were well prepared. The process went smoothly and exactly as described.”
James
Financing allows you to act today without selling your shares
- Travel the world
- Take a sabbatical
- Exercise your options
- Buy a home
- Make a career move
- Have your dream wedding
- Optimize your taxes
- Diversify your portfolio
Here's who you'll work with
Vieje Piauwasdy
Senior Director
John Klingler
Director
Stephanie C. Johnson-Fuentes
Manager
Mary O’Reilly
Senior Associate
Here's what people are asking
Which product is right for me - Financing or Secondaries?
It depends on several factors, such as your desire to retain share ownership, the availability of a secondaries market for your company shares, company policies on transfers, and whether you need funds to exercise your options or are just looking for liquidity. If unsure, our equity strategists can help you decide.
What are the eligibility requirements?
Anyone can submit a request, but we typically work with later-stage companies. Ideally, you hold equity in a company expected to exit within a few years, with $150M+ ARR, and $1B+ valuation. We encourage you to submit a request so our team can review your eligibility.
How does Secfi make money?
Secfi generates revenue through fees associated with our services:
- Financing: 5% platform fee, an Advance Rate (similar to interest), and Equity Share (based on your stock’s exit value). Specific rates depend on your company and stock options.
- Secondaries: 5% transaction fee for brokering the deal and supporting you throughout the process.
Is Secfi providing a loan?
Not exactly. We offer non-recourse financing - backed by your stock options, so your personal assets are never at risk, and repayment is only required in case of an exit event.
What happens if my company never exits?
We hope that’s not the case, but if it happens you owe nothing. No exit, no repayment - simple as that.
Does Secfi take ownership of my equity?
Nope. Your shares stay yours, always. We never take control or ownership at any point.